The cashless revolution that birthed the development of electronic payment systems is one of the most significant financial advancements in recent years, and Visa is at the center of it. With a global reach and consistent improvements to their service and effectiveness, Visa has risen to be a leading platform for making transactions online.

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Visa is one of the most popular credit card companies or technological payment companies. It is a payment processing network that handles transactions between a bank and the merchant. They are not banks, and users cannot open accounts on these platforms. Instead, they work with banks to ease the transaction process for their users. Visa began in 1958 when the Bank of America (BofA) began the BankAmericard program in California. In 1965, collaborations began with banks outside the state of California. Five years later, the program was kicked out of the US due to lots of financial issues. Subsequently, the National BankAmeriCard Inc (NBI), was created as an independent organization to coordinate the future activities of BankAmericard instead of BOFA.

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Within the next four years, the program spread across more countries outside the US, and IBANCO was created to coordinate the international networks. When the decision was eventually taken to bring all the various networks under a single umbrella, the organization’s portfolio was changed forever. The company’s founder, Dee Hock, coined the name Visa. NBI was to be known as Visa USA and IBANCO as Visa International.

This article gives firsthand information about the Visa electronic payment platform, why it is growing in popularity among online casino games and all you need to know to start making transactions with the platform.

How Visa Works

Visa is currently available in more than a hundred and sixty countries across the world, and constant updates keep increasing their appeal. Visa is the largest global payment enterprise, followed by MasterCard, and the platform acts as the intermediary between the Bank and the merchant. The VisaNet software is the framework on which all Visa transactions run.

The company launched Visa Checkout in 2015 as one of their new features, that aimed to ease shopping online. With Visa Checkout, your card and shipping details are stored, and you can transact online with just a few clicks after you enter your unique username and password. Now called Visa’s Secure Remote Commerce, this feature means that the retailer will not require you to input your card number into their site while making payments for any purchase. Instead, at a single click of the VISA payment button, you type in your unique username and password. Visa then sends a code to the retailer to confirm the transfer, without sharing your card details with the retailer. This system ensures your details are safe with you.

Credit card transactions occur in two stages. Obtaining authorization for a transaction is just the first step. Authorized transactions must be settled before they show in the payee’s account. Each bank or financial institution sets its T’s and C’s for the Visa cards it offers and determines who is eligible for them. Individual and business customers receive theirs from their bank, as VISA boasts a wide range of partnerships with top financial institutions. All Visa cards have a 16-digit number on the front that is exclusive to the cardholder, and a microchip behind that offers protection against any fraudulent activity. There’s also a magnetic stripe on the back that contains the cardholder’s signature.

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There are different types of branded Visa cards, but the major ones used by financial institutions, at their discretion, are Credit and Debit cards. To get started with VISA’s fast, secure, and smart online checkout, you need to set up or add your cards. Once you have added them on a trusted device, look for the Visa logo, and make your purchase. Subsequently, you will not be required to enter your unique 16 digits every time you want to make a transaction. Pretty cool!

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Delaware, Nevada, New Jersey, and Pennsylvania are the only American states where online gambling is legal at the moment. But we can expect a few others to follow suit soon. The following online casinos rank among the top options for American gamblers within these states looking to transact online via Visa cards

More than half of all online transactions globally are done via Credit Card companies. Now that many US online casinos receive payments via the platform as well, casino gamblers can focus all their online transactions on a particular method.

Making Deposits At Online Casinos With Visa

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The first step to an excellent casino gambling experience is depositing funds into your account. Making deposits at US online casinos with a Visa card is very easy, same as purchasing goods online. Almost everyone has at least one credit or debit card in his or her wallet, highlighting how popular they are all over the world. Such transactions were commonly flagged by banks in the past (primarily due to the complex gambling laws in the US), but as banks are beginning to understand the rules better, they are not as common anymore.

After identifying an online casino provider that lists VISA as one of their deposit methods, you can use your card to make your deposit. Within the online casino’s cashier section, simply navigate to the Visa card option from the deposit menu provided. Input in the amount you want to deposit and continue. The portal will require that you input your card number, date of card expiry, and CVV (all available on the card) and any other personal information. Click “Deposit” to complete the transaction. There is usually a minimum deposit of $10 at most licensed US online casinos. Before the transaction is completed, a One time code is typically sent to the user’s phone or email to confirm it.

The online casino will subsequently inform you if the deposit is successful. And the funds will appear in your casino balance immediately, or almost immediately.

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Visa Casino Withdrawals

The major US online casinos licensed within any of the four states where casino gambling is permitted, do not have card-processing companies among the withdrawal options available.

It is likely that casino gamblers can soon withdraw their earnings with Visa but have to make do with alternative payment platforms like eCheck, Paypal, or Prepaid cards.

Visa Currency Conversion

Just like this provider is commonly used around the world, cardholders can use their cards in more than one country. VISA usually charges 1 percent of the amount you want to withdraw or transfer, for its conversion from US Dollars to the currency you are paying in. This charge is called a Conversion fee. Usually, your financial institution will also charge a foreign transaction fee on each international transaction. This fee usually ranges from 2 to 3 percent of the amount you are transacting. It might look small, but the higher the amount you are transacting, and more significant the fee becomes. As a result, most people opt for travel cards that don’t charge an extra fee for making international transactions.

However, Visa does not charge any fees for making deposits at licensed online casinos.

Visa Online Casino Bonuses

American online casinos usually will not give you bonuses because you make deposits by a particular payment portal, not even Visa. However, making deposits via the platform or any other avails you the opportunity of taking the various bonus offers they have on show such as No deposit bonuses, welcome bonuses, and others.

Visa Mobile Casinos

Online and Mobile gambling sites can offer generous and attractive bonuses to their users because they have drastically reduced their net spending compared to their land-based counterparts. As a result, more people frequent these platforms, and mobile casino providers are available in many variants and sizes. Smartphone casino games are as much fun as their online counterparts and boast increased portability and easy navigation. With an app, iPhone and Android users can also enjoy their favorite games anywhere they want.

Much like online casinos, mobile casino users can also make deposits via Visa. As a fast and secure means of transaction, this has come as great news to mobile casino gamblers. The process is pretty much the same, as it is for online casinos.

Advantages And Disadvantages Of Visa Cards

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Visa has been an online money transfer option for many years and is a household name that almost everyone is familiar with. Although card deposits are sometimes flagged and refused by card processing companies, it remains one of the most secure means of making deposits on online casinos. It is easy to use and also accepted at almost all online casinos in the US, making it a sweet choice. The platform does not charge any fees for making deposits, and deposit time is usually instant.

American bettors would have loved making withdrawals with the payment system, which is the most significant drawback. Despite the security and integrity which the platform has built, many people are always skeptical about giving out their bank details.

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Conclusion

There is not much to separate Visa and Mastercard as per the services they offer and perks available to users. But Visa just nicks the tie due to their more extensive reach. The biggest draw to using Visa to make real money deposits is that safety and security go in tandem with the financial giant. Visa has always had a reputation for protecting its users from falling into the wrong hands. And they still do, which is the primary reason why Visa is still one of the most popular methods by which people choose to fund a player account at an online casino.